Rent smartly, things to look for while renting with roommates
You have found that beautiful three-bedroom apartment you were looking for, but realize that it is slightly out of your budget. Now you may have lined up a number of potential roommates with whom you can share your rent and for that matter, everything else. But how can you make sure, your next-door roomie will be someone you can live with after that lease or agreement has been signed?
Finding a roommate to split the rent with for a small flat is challenging enough, try finding a couple to occupy those extra two rooms. There are a number of factors which have to be taken into account like the advance deposit to be paid to the owner, your monthly rent after splitting it three ways, utilities and expenses incurred and most importantly, commitment to cosign the lease.
There are times when you take up an apartment in your name and don’t cosign, which will be a potential problem in case your roommate decided to ditch you in the middle of the lease. Cosigning will ensure his commitment and give you a sense of security.
Although you will interview a number of people before you narrow down your choices, make sure you browse through their social media accounts as well just to find out whether this person is really who he claims to be or is just making a false impression to get his hands on that single room. It is quite possibly the best place to find out more about the person and more importantly, the kind of people he tends to hand out with. Better yet, try to find people who come from mutual references like a friend of a friend or someone from college or work.
As mentioned earlier, you will be splitting up rent and allied expenses. But you might also want to divide the chores among the three of you equally. Make a timetable and schedule tasks like cleaning, doing the dishes, laundry and more so that you don’t end up doing all the work. If everyone agrees to it, hire cleaning services.
Make ground rules for people who can visit and stay with you or your roommates for that matter. See to it that your roommates make sure their buddies don’t overstay their welcome for that matter including your girlfriend, best friend, college buddies, office colleagues or others.
Do Auto Insurance Companies Check Driving History?
An insurance company may check your driving record when you are looking for a new policy, renewing your existing policy or modifying the policy by adding a new driver or additional vehicle. You may also wonder whether your driving record can prevent you from getting insurance. Your driving record check typically will not prevent you from getting co
Do Auto Insurance Companies Share The Provided Personal Information?
When you make an insurance claim or begin the process to switch insurance companies, information about your claims history is placed into a national loss-underwriting database. That information can be accessed by all insurance companies that are considering insuring you. However, insurance companies do not share your personal information directly w
Do only breadwinners need life insurance coverage?
The cost of replacing the services formerly provided by a deceased homemaker can be higher than you think, and insuring against the loss of a homemaker may make more sense than one might think, especially when it comes to cleaning and daycare costs.
Do single people without dependents need life insurance?
Even single persons need at least enough life insurance to cover the costs of personal debts, medical and funeral bills. If you are uninsured, you may leave a legacy of unpaid expenses for your family or executor to deal with. Plus, this can be a good way for low-income singles to leave a legacy to a favorite charity or other cause.
Does Auto Insurance Cover Theft?
If your car is stolen, a number of things need to happen for you to be compensated for your loss. First, you will need to file a police report and wait while there is an attempt at recovery. If your car is not recovered, you can file a claim with your insurance company if you have comprehensive coverage. Because of the risk insurance companies face
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